Law should be used in a way that brings about meaningful change in society. When our firm began twenty-two years ago, an area that desperately needed change in Metro Detroit, Michigan, and across the nation was the way executives, employees and their families had to navigate the complex world of employee benefits law.
So much of a family’s well-being is tied to its employee benefits plan – life insurance, healthcare, disability income, and ultimately retirement security. These benefits provide for you at vulnerable times, making them critically important. A good employee benefit plan has three pillars:
- Short-term financial security, such as life insurance and short-term disability
- Long-term financial security, like safe retirement investments and long-term disability
- Present-day well-being for you and your family through healthcare benefits
But even when your benefit plans look good on paper, that doesn’t necessarily mean your plans will come through for you when you need them to.
That’s where we come in.
We are a team of employee benefit lawyers devoted to diligently handling disputes arising under ERISA, the Employee Retirement Income Security Act of 1974.
When we meet a new client, they are often facing major healthcare, disability or retirement crisis. They may have received a health insurance denial, discovered their retirement benefits are lower than anticipated, or may be frustrated by a lack of response from an employer or insurer when it comes to paying disability insurance benefits. Whatever it is, they need help with healthcare claims, retirement claims or disability claims and they want the problem solved ASAP so they can move forward with life, comfortably and without the anxiety that comes from a financial setback.
We want our clients to focus on their lives, not their legal problems.
We represent executives, employees and their families as they tackle benefits challenges. One of the more interesting aspects of employee benefits law is that our clients range from newborn babies to teenage children to parents and then retirees in their 70s and 80s. All of these different family members have some connection to an employee benefits plan.
HOW DOES OUR TEAM HELP?
We love this work, and it shows in our results. We have delivered more than $65 million in benefits payouts for employees and their families. Our work has included:
Winning income security for a Chief Financial Officer
We fought hard to replace the income of a chief financial officer from Macomb County who had been in a serious car accident and suffered greatly when the job’s responsibilities became too much. Her insurer was not going to replace her income and we forced the company, through extensive litigation, to ultimately pay her. The case ended up yielding multiple court opinions that are cited all over the nation today.
Pushing for retirement to come through
We have helped executives and employees from the automotive, sales, and healthcare industries, as well as other industries, who have found themselves with a major shortfall in their expected pension or retirement plan right as they are getting ready to retire. By pushing the employers and the plans we proved their entitlement to be greater, resulting in more dignified financial retirement.
Winning health coverage for a new mother
We worked with a Wayne County family who had a difficult delivery of a new baby owing to the mother’s own serious health issues. The hospital bills were several hundred thousand dollars because there was somehow a “gap” in coverage that quite literally could have bankrupted this young family. We made sure that her health plan paid up so she could focus on her newborn and her own health.
Supporting families who face long term issues
Along those same lines, we have worked with families who have children that have specialized medical needs, such as autism or mental healthcare needs that require inpatient or residential treatment. These treatments are incredibly expensive and insurers are always looking for ways to stop paying for the care of these children.
These stories could belong to any of us. And as we move through the post-COVID economy, the environment is only getting more complicated to navigate.
WE WANT TO SHARE OUR KNOWLEDGE WITH YOU
As we emerge from a year and a half that was difficult for so many people, we know that workers in Michigan and across the country want to focus on what matters most in life: family, friendships, and relationships. Employees worked harder than ever during COVID-19 and now they are demanding more for themselves like flexible, hybrid work and better compensation packages. As they do, their benefits take on an even greater importance.
Knowing how critical it is to navigate this new environment successfully, our team at J.J. Conway Law wants to help.
Starting now, we will be sharing content and knowledge over our blog and social media channels that will help executives, employees and families advocate for themselves during this transformational time in society.
If you are an employee we’ll share knowledge to help you understand benefits law, understand your benefits, and advocate for yourself to get, and keep, the benefits you need.
If you are an employer or executive, we’ll share our knowledge to help you ensure you, your team and your family are taken care of.
We want to help you secure a strong financial future through your employee benefits. Follow us to learn our expertise:
And of course, call us at 313-961-6525 if you are facing a benefits challenge. Paula Cardwell will answer the phone and connect you with J. J. Conway. We are happy to listen.
Law should be used in a way that brings about meaningful change in society. When our firm began twenty-two years ago, an area that desperately needed change in Metro Detroit, Michigan, and across the nation was the way executives, employees and their families had to navigate the complex world of employee benefits law.
So much of a family’s well-being is tied to its employee benefits plan – life insurance, healthcare, disability income, and ultimately retirement security. These benefits provide for you at vulnerable times, making them critically important. A good employee benefit plan has three pillars:
- Short-term financial security, such as life insurance and short-term disability
- Long-term financial security, like safe retirement investments and long-term disability
- Present-day well-being for you and your family through healthcare benefits
But even when your benefit plans look good on paper, that doesn’t necessarily mean your plans will come through for you when you need them to.
That’s where we come in.
We are a team of employee benefit lawyers devoted to diligently handling disputes arising under ERISA, the Employee Retirement Income Security Act of 1974.
When we meet a new client, they are often facing major healthcare, disability or retirement crisis. They may have received a health insurance denial, discovered their retirement benefits are lower than anticipated, or may be frustrated by a lack of response from an employer or insurer when it comes to paying disability insurance benefits. Whatever it is, they need help with healthcare claims, retirement claims or disability claims and they want the problem solved ASAP so they can move forward with life, comfortably and without the anxiety that comes from a financial setback.
We want our clients to focus on their lives, not their legal problems.
We represent executives, employees and their families as they tackle benefits challenges. One of the more interesting aspects of employee benefits law is that our clients range from newborn babies to teenage children to parents and then retirees in their 70s and 80s. All of these different family members have some connection to an employee benefits plan.
HOW DOES OUR TEAM HELP?
We love this work, and it shows in our results. We have delivered more than $65 million in benefits payouts for employees and their families. Our work has included:
Winning income security for a Chief Financial Officer
We fought hard to replace the income of a chief financial officer from Macomb County who had been in a serious car accident and suffered greatly when the job’s responsibilities became too much. Her insurer was not going to replace her income and we forced the company, through extensive litigation, to ultimately pay her. The case ended up yielding multiple court opinions that are cited all over the nation today.
Pushing for retirement to come through
We have helped executives and employees from the automotive, sales, and healthcare industries, as well as other industries, who have found themselves with a major shortfall in their expected pension or retirement plan right as they are getting ready to retire. By pushing the employers and the plans we proved their entitlement to be greater, resulting in more dignified financial retirement.
Winning health coverage for a new mother
We worked with a Wayne County family who had a difficult delivery of a new baby owing to the mother’s own serious health issues. The hospital bills were several hundred thousand dollars because there was somehow a “gap” in coverage that quite literally could have bankrupted this young family. We made sure that her health plan paid up so she could focus on her newborn and her own health.
Supporting families who face long term issues
Along those same lines, we have worked with families who have children that have specialized medical needs, such as autism or mental healthcare needs that require inpatient or residential treatment. These treatments are incredibly expensive and insurers are always looking for ways to stop paying for the care of these children.
These stories could belong to any of us. And as we move through the post-COVID economy, the environment is only getting more complicated to navigate.
WE WANT TO SHARE OUR KNOWLEDGE WITH YOU
As we emerge from a year and a half that was difficult for so many people, we know that workers in Michigan and across the country want to focus on what matters most in life: family, friendships, and relationships. Employees worked harder than ever during COVID-19 and now they are demanding more for themselves like flexible, hybrid work and better compensation packages. As they do, their benefits take on an even greater importance.
Knowing how critical it is to navigate this new environment successfully, our team at J.J. Conway Law wants to help.
Starting now, we will be sharing content and knowledge over our blog and social media channels that will help executives, employees and families advocate for themselves during this transformational time in society.
If you are an employee we’ll share knowledge to help you understand benefits law, understand your benefits, and advocate for yourself to get, and keep, the benefits you need.
If you are an employer or executive, we’ll share our knowledge to help you ensure you, your team and your family are taken care of.
We want to help you secure a strong financial future through your employee benefits. Follow us to learn our expertise:
And of course, call us at 313-961-6525 if you are facing a benefits challenge. Paula Cardwell will answer the phone and connect you with J. J. Conway. We are happy to listen.
As a busy employee or executive, employee benefits can be a complex world to navigate. From healthcare to retirement benefits, there are literally hundreds of laws and regulations in place dictating what benefits employers must provide and how those benefits must be administered.
That’s where an ERISA Law and Employee Benefits law firm, like J.J. Conway Law, comes in.
What is ERISA?
In the United States, ERISA (Employee Retirement Income Security Act of 1974) is the federal law governing private sector employee benefit plans. ERISA laws require that employers provide certain benefits to their employees and define specific requirements for employers who offer these benefits. The law, while enacted to protect employee benefits, is complex and challenging to navigate. This is where the need for an ERISA Law and Employee Benefits lawyer comes into sharp focus.
Let’s look at the fundamental reasons why hiring an ERISA Law and Employee Benefits lawyer is essential to safeguarding your rights and securing your financial future.
1. Expert Understanding of ERISA and Related Laws
ERISA law encompasses many hundreds of rules and regulations, covering everything from minimum standards for pension plans to the essential coverage provisions for health insurance coverage in the private sector. An experienced ERISA lawyer will have an in-depth understanding of these laws and the complexities associated with them. This knowledge is crucial in advising on rights, interpreting benefit plans, and representing clients effectively.
2. Assisting With Claim Procedures and Appeals
If you believe you’ve been wrongfully denied your entitled benefits, an ERISA lawyer can guide you through the process of filing a claim or an appeal. Benefits lawyers prepare comprehensive documentation, provide representation at hearings, and work to ensure the best possible outcome for your case.
3. Ensuring Rightful Compensation and Treatment
Whether you’re dealing with healthcare coverage, retirement benefits, or disability income benefits, an ERISA lawyer can provide necessary legal guidance to ensure you receive fair compensation and treatment. They help you understand your rights and take steps to protect those rights.
4. Representing You in Court
Should your claim or dispute reach the courtroom, an ERISA lawyer will provide critical legal representation. With their detailed knowledge of the law, they can build a strong case and argue effectively on your behalf. They can negotiate settlements, present evidence, and contest unjust decisions.
5. Advising Employers
ERISA lawyers don’t just work with employees; they also advise employers and other stakeholders to ensure they’re in compliance with ERISA laws. From designing benefit plans to handling employee disputes, an ERISA lawyer can help businesses navigate this complex legal landscape and avoid potential penalties.
Choosing the Best ERISA Law Firm
At J.J. Conway Law, our team of experienced attorneys specializes in ERISA law and employee benefits. We understand the complexities of these laws and can help you navigate the process of obtaining fair compensation and treatment for your benefits. Whether you’re dealing with a denial of healthcare coverage, a dispute over disability income benefits, or issues with your retirement plan, we have the knowledge and experience to help you.
Seeking Help With Employee Benefits:
Employees
One of the key benefits of working with an ERISA law and employee benefits law firm is that we can help you understand your rights as an employee. We can review your employee benefit plan documents and help you understand what benefits you’re entitled to and how they should be administered. We can also help you file claims and appeals if you’ve been denied benefits, and we can represent you in court if necessary.
Employers
In addition to helping individual employees, we also extend our expertise to employers to ensure that they are in compliance with ERISA laws and regulations. We can help employers design and implement employee benefit plans that are compliant with ERISA and other applicable laws, and we can provide guidance on how to administer these plans effectively.
J.J. Conway Law Can Help
Hiring an ERISA Law and Employee Benefits lawyer is an essential step in safeguarding your rights, navigating complex legal procedures, and securing the benefits you’re entitled to. Our team can provide invaluable guidance, whether you’re an employee seeking fair treatment or an employer striving to remain in compliance with the law.
Remember, when it comes to protecting your rights and your future, professional legal assistance isn’t an extravagance—it’s a necessity. Fill out our form or call us today to schedule a free consultation.
